New Direction to Fit the Changing Times: What Dave and Joy up to…

By workwithdaveandjoy | August 11, 2020 - 12:54 pm |August 11, 2020 4-System Hair Growth System, 6 figure income earner, 6-figure income, 7-figure income, Appetite Suppressant, burn fat, CBD, CBDa, CTFO Buers Club, CTFO Buyers Club, CTFO Extreme Shake, CTFO Pet Health Products, Dave and Joy, Dave and Joy's FREE Rebate Club, Dave DeBerardinis and Joy Edgerton, fat loss, FREE SAMPLES, Free Sign up, FREE to join, how to choose a network marketing company, how to earn money from home, Increase Energy, Increase Focus, join Dave and Joy, Keto cream, Keto Friendly Shake, Ketocream shake, ketogenic, Ketopia, ketosis, Liquid Glove Hand and Surface Sanitizer, Purple Drink, Tavala, Train with Dave and Joy, Training with Dave and Joy, TRIM for ATHLETES, TRIM MAX, weight Loss, why CTFO now, why join CTFO, women in network marketing, Work From Home, work with Dave and Joy, work with Dave and Joy, www.DaveandJoy

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Dave and I are “serial entrepreneurs” even before we met. We both had made our commitment LONG ago, to never give up on our DREAMS and GOALS, even if it means having to change direction OR work with a new venue or company. Fortunate for us our dreams and goals are similar.

Enter 2020. A year I just KNEW was going to be different, insightful and one where I would have 2020 vision.

Well, it sure has been different, and although we are only 8 months in… I have to admit that we NEVER saw what was coming with this COVID-19 Pandemic ‘situation’. I do believe, however, that good will come out of these times- including a new business direction that has us, and our friends/family and entrepreneurial friends, filled with hope.

So what did we do when we were told to ‘stay home’ and quarantine? Well, for starters, we regrouped, created a healthy balance in our own lives, and then found something that was FAR MORE APPROPRIATE and FITTING for the times. Something for the average person.

What we did find is MORE and MORE people have major uncertainty in their lives and as a result aren’t ready to dive into anything requiring too much commitment or financial investment, BUT more and more people ARE open to finding a way to create income from home.

Enter the idea of a ‘buyers club approach to business’. After all, most of us are already buying online, and most have dramatically INCREASED our online purchases since March of this year. Click below to hear what we, aka “Dave and Joy” are up to. If it resonates with you, come join us and have FUN.

We’d love to hear from you, maybe even chat. Our contact info is below!

Dave and Joy/ Leaders & Trainers in the field with CTFO

802-846-7530

info@DaveandJoy.com

www.DaveandJoy.com

CFTO offers a 60-Day Money Back Guarantee….

By workwithdaveandjoy | July 31, 2020 - 4:54 pm |July 31, 2020 6 figure income earner, 60-Day Empty Bottle Money Back Guarantee, best CDB in the market, CFTO, CTFO Buers Club, CTFO Buyers Club, CTFO Extreme Shake, Dave and Joy, Dave and Joy, Dave and Joy top leaders with Tavala, Dave and Joy ViiVa leaders, Dave and Joy's FREE Rebate Club, Dave DeBerardinis and Joy Edgerton, Free Sign up, FREE to join, how to earn money from home, How to order from CTFO, income in mlm, join Dave and Joy, Network Marketing, Network Marketing for Women, Tavala, top leaders and trainers Dave and Joy with ViiVa, Train with Dave and Joy, Training with Dave and Joy, why CTFO now, why join CTFO, Work From Home, work with Dave and Joy, work with Dave and Joy, www.DaveandJoy

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Personally I’ve never been involved with a company that offers a 60-Day Money Back Guarantee- until CTFO.

CTFO stands for Changing the Future Outlook. Your future HEALTH and your future WEALTH.

You can become a member for FREE at CTFO : Simply Click here www.DaveandJoy.com

I decided to POST their refund policy in a blog for easy access.

WHAT IS CTFO’s REFUND POLICY?

REFUND POLICY 60-DAY MONEY BACK GUARANTEE:Changing The Future Outcome, Inc/CTFO Ltd (hereafter “The Company”)

A sixty (60) day money back guarantee is offered on each of The Company’s products and product packages on the purchase price paid, less any shipping and handling fees.

Refunds are not available on marketing material, sale items, discontinued products, closeout items or outdated products. Shipping and handling charges are only subject to be refunded if the order has not been shipped.

To receive a refund: Please mail the item(s) to: First Choice Customer Support Group 1300 Oliver Road Suite 200 Fairfield, California 94534 Include in written format: • Your Member/Distributor ID # • The Order/Invoice # the item(s) were ordered under • The reason why you would like a refund

This 60-day empty bottle money back offer is good one time per product, per order, per Associate/Customer. NOTE: When The Company receives a package, it can take up to 30 days to process a refund request. After we have electronically released the funds, a credit should appear on the card the order was charged to within the next 5-7 business days, depending on the policies and procedures the financial institution follows.

If the electronic refund is denied, The Company will attempt to contact the Customer/Associate three (3) times, once weekly, by phone or email to confirm the disbursement of a check refund. After three (3) attempts, the Associate/Customer assumes responsibility to call/email back The Company to request the refund check.

All containers sealed/opened, full/empty must be returned and must arrive back to The Company prior to 60 days of shipment date. Items being returned for a refund are returned at the Associate/Customer’s expense and must include written instruction as to why the product was returned, the invoice/order number and customer/associate ID number. All orders returned due to “Incorrect Address” or “Failed Attempts” may only be reshipped upon the customer’s request. Additional shipping and handling charges will apply.

IMPORTANT: Refund requests received sixty (60) or more days after the shipment date will not be refunded.

If the items fall outside the 60-day guarantee, the customer will be contacted via email regarding the denied refund request and the order will be held for a maximum of twenty-one (21) days. The item(s) may be returned to the Customer upon their request, however additional shipping and handling charges will apply. If the customer does not contact The Company regarding the order, the item(s) will be destroyed without notification.

1325 Airmotive Dr Suite 175-S Reno, NV 89502 707-449-4567 support@myctfo.com

Customers with orders returned without written instruction will be contacted via email or phone. Orders will be held for up to ninety (90) days until further direction is provided by customer. After 90 days, the product will be destroyed, and the refund is forfeited. Any refund policy or money back guarantees made by The Company on the products sold by The Company are solely intended and will only be extended to the original purchaser of the product. Please note that some third parties or Independent Associates may make unofficial offers regarding product guarantees that are not corporately endorsed, therefore The Company cannot honor them.

If you have questions about any unusual offers, please contact The Company’s Customer Support directly for verification.

DAMAGED or MISSING ORDERS: Please contact The Company’s Customer Support to report any damaged or missing orders within fifteen (15) business days from shipment date. The Customer/Associate may be requested to contact the appropriate shipping carrier to have an investigation opened. (Based on the carrier this process can take up to 15 business days).

Damaged item(s) must be in the original packaging with the entire original casing. Damaged items may be picked up by the carrier and returned to The Company, unless otherwise directed by The Company. Upon receipt of the item, a new product will be sent out.

PRODUCT EXCHANGES: The Company does not offer product exchanges currently. A Customer/Associate may request a refund for the original item purchased by following the refund instructions and use those funds they receive back to make a new purchase at the discretion and willfulness of the individual Customer/Associate.

MONTHLY PRODUCT SUBSCRIPTION: By enrolling in a Month-to-Month subscription for the CTFO Auto-Ship Program, you agree and acknowledge that your subscription has an initial and recurring payment charge at the then-current subscription rate and you accept responsibility for all recurring charges prior to cancellation, including where applicable any charges processed by CTFO after the expiration date of your payment card.

AUTOMATIC MONTHLY RENEWAL TERMS: Your Subscription will be automatically renewed for successive monthly periods and your payment method will automatically be charged for each successive monthly period at the then-current subscription rate until you cancel your Month-to-Month CTFO Auto-Ship program renewal.

CANCELLATION POLICY FOR MONTH-TO-MONTH CTFO AUTO-SHIP PROGRAM: To cancel your Month-to-Month CTFO Auto-ship Program at any time (1) send us a message at support@myctfo.com and we will complete the cancellation request for you, or (2) Call our support center at (707) 449-4567 and our Customer Service specialist will help you cancel. If you cancel, you will not be re-billed during your next monthly billing cycle.

We hope this has helped. If you have not yet joined CTFO and are interested simply go to www.DaveandJoy.com It’s free to join. You’ll also be a part of the FASTING growing team.

Dave and Joy/ Leaders and Trainers in the Field….

802-846-7530

info@DaveandJoy.com

www.DaveandJoy.com

HOW TO Save an Additional 5% Each Month with CTFO

By workwithdaveandjoy | July 30, 2020 - 11:05 am |July 30, 2020 10x Pure, 6-figure income, 60-Day Empty Bottle Money Back Guarantee, Advantages of being on Dave and Joys ViiVa team, Appetite Suppressant, CBD, CBDa, CFTO, Dave and Joy, Dave and Joy, Dave and Joy and Tavala, Dave and Joy global leaders with Tavala and Viiva, Dave and Joy top leaders with Tavala, Dave and Joy ViiVa leaders, Dave and Joy's FREE Rebate Club, Dave DeBerardinis and Joy Edgerton, Digestive Enzymes, fat loss, How to order from CTFO, improves digestion, Increase Energy, Increase Focus, join Dave and Joy, Join Dave and Joy top leaders with ViiVa, Keto cream, Keto Friendly Shake, Keto Perfect, KetoBooster, Ketocream shake, ketogenic, Ketogenic Diet, KetonX, ketosis, Tavala, top leaders and trainers Dave and Joy with ViiVa, Top Leaders and Trainers with Viiva, Top leaders Dave and Joy with ViiVa, Train with Dave and Joy, training for women in network marketing MLM, Training with Dave and Joy, weight Loss, Weight Loss Shake, why CTFO now, women in network marketing, Work From Home, work with Dave and Joy, www.DaveandJoy

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HOW TO Save an Additional 5% Each Month with CTFO:

So you’ve become a member of the CTFO Buyers Club. Congratulations. As you may know, CTFO stands for Changing the Future Outcome…. and when we talk about change, we are talking about changing your Health & your Wealth. If you have NOT yet become a member of CTFO you can for FREE by simply going to www.DaveandJoy.com and join.

Here’s a simple question: WHY WOULD ANYONE NOT WANT TO SAVE $$$ ? We don’t know anyone who would say NO. to saving money so we’re going to show you a way to save 5% additional on savings each and every month. It’s called being on a monthly “AutoShip” or “Subscription”.

It is Silly not to to be on AutoShip! Here are FIVE AUTOSHIP REWARDS:

You receive a 5% Discount whenever you make an order. This includes all ONE TIME orders, you receive an additional 5% OFF.

You receive the convenience of getting your product/s monthly.

With a simple push of a button you can change or cancel your auto-ship anytime.

For those building a business, it assures that you will always be qualified to receive commissions. Associates do not have to order to get paid 20% of the CV on personal enrollments. Associates do need to place a minimum $47 US DOLLARS monthly order to get paid in the compensation plans matrix, uni-level & infinity.

There is no risk. You have 60 days to return the product for a full refund- We call this an ’empty bottle’ 60-Day Money Back Guarantee.

DIRECTIONS TO SAVE $$$

– Log into your CTFO back office (you’ll need your user name and your password)

– Click on “Place Order”

– Click on “Create New AutoShip”

– Simple Easy and it’s FREE to begin saving money. There are over 80 products to choose from and many different categories of products. Once again, if you are not yet a member of CTFO, you can join for free by going to www.DaveandJoy.com.

Have questions? Give us a call. We are leaders on the fastest growing team in CFTO. Call us at 802-846-7530, email us at info@DaveandJoy.com or find us on Facebook under Work with Dave and Joy, or Dave DeBerardinis and Joy Edgerton.

Customer Support is also available to help you! We are here to help and to serve.

Meet Laura Kimball…. How Tavala Trim Changed her Life & Can Yours Too!

By workwithdaveandjoy | February 28, 2018 - 3:51 pm |February 28, 2018 Appetite Suppressant, Build with TAVALA, burn fat, Control and Trim for Weight Loss, Cruise with Tavala, Dave and Joy, Dave and Joy, Dr. Min Soo Kim, fat loss, How to Earn Income with Tavala, how to earn money from home, How to Join Tavala, How to Sign up with TAVALA, Increase Energy, Increase Focus, Network Marketing, Network Marketing for Women, Quantum Relief Strip, Quantum Relief Strips, Subscription Box Company, Tavala, Tavala Opportunity, Tavala products are TRIM, Tavala The Transformation Company, Tavala Transformation Challenge, Tavala Weight Loss Challenge, weight Loss, Weight Loss Shake, Work From Home, work with Dave and Joy

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Meet Laura Kimball. Her story with “Tavala Trim” is inspiring. Who do YOU KNOW who can benefit?

It is our pleasure to share her story. In her own words…..

“I never really had a problem with my weight growing up. It didn’t start until after I had my first son. I really packed on the pounds. My midwife told me that gaining weight was OK because I was young and I would lose it. She lied!

Not only did I not lose the weight I gained during my pregnancy, but I added more weight on through the years. It wasn’t until years later, when my own kids were grown and gone, when my stepchildren had moved out on their own, and when we were done housing foreign exchange students and foster children, that I decided to take care of myself.

Through the years I had exercised and try different diet products as well as different diets- but nothing really seem to work.

November 2016 I decided to have gastric sleeve surgery. This seems like it may be an easy way out but it’s no easy ride. I was able to lose almost all the weight that I had wanted to but those last few pounds were stubborn.

I was scared to death that some of the weight would come back. I have seen several of my friends who also had the surgery put back most of their weight -if not all of it plus some. I was not going to fall into those statistics!

I decided to add Tavala TRIM into my daily regimen to not only lose the last few pounds I had to lose, but to keep off any weight that may try to creep back on.

Since starting Trim I was able to lose those last 8 pounds as well as ward off any new ones. I have only been with Tavala for two months now but I’m looking forward to not only the freedom of being at my goal weight but also the freedom from financial burdens.

I’m currently in the process of paying off all of my debt so I can fill one last dream. My dream is to stay home full-time and be the wife my husband deserves. We want to be free to travel whenever and wherever we want. I believe that Tavala will be the answer to that dream .”

Now in OUR words:

“Laura is a bundle of energy and a go-getter. We have 100% confidence that she will be able to become debt-free with Tavala and to be able to be home with her husband, rather than working a ‘job’…and we see a lot of travel in her future, including the 2018 Paradise Cruise that she will soon qualify for. What a great reward for for helping her Tavala team grow. (8 day, 7-night cruise for 2 to the Caribbean).

We are thrilled to have Laura on our Tavala team.”

Tavala offers opportunity and is knows as the Transformation Company. It is a company that helps people PHYSICALLY TRANSFORM, as you’ve seen with Laura, but also to offer a way to earn additional income, whether part-time in the cracks of a persons life, or full-time.

If you are interested in the Tavala Trim or any other products that Tavala has, give Laura a call at 409-779-8125, or email her at laurakimball211@hotmail.com

Ready to place an order for the Tavala Trim? or Interested in earning money withTavala? Simply click here: www.Tavala.biz/lmkimball.

Customers and Members pay the same low price and there is NO FEE to sign up as a member! Join Laura today!

Dave and Joy

Seriously, NO FEE to JOIN Tavala????

By workwithdaveandjoy | October 13, 2017 - 2:29 pm |October 13, 2017 ALERT, changing MLM Companies, Changing Network Marketing Companies, Control and Trim for Weight Loss, Cost of Tavala Trim, Dave and Joy, Dr. Min Soo Kim, fat loss, how to choose a network marketing company, how to choose an MLM company, How to Earn Income with Tavala, How to Join Tavala, How to Sign up with TAVALA, Increase Energy, Increase Focus, Jamaica Barbados Bahamas and surrounding islands British Virgin Islands Cayman Islands Trinidad and Tobago Turks and Caicos US Virgin Islands, Leadership in Network Marketing, Network Marketing, Power Strips, PowerStrips, Quantum Energy, Quantum Relief Strip, Quantum Relief Strips, Quantum Relief Strips and now Tavala bru, shake, Subscription Box Company, Tavala, Tavala Compensation Plan, TAVALA CONTROL, Tavala Control to control Blood Sugar, Tavala in Canada, Tavala Quantum Relief, Tavala Trim, Train with Dave and Joy, Training with Dave and Joy, women in network marketing, Work From Home, work with Dave and Joy, work with Dave and Joy, www.DaveandJoy

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Have you ever wondered why network marketing companies charge a ‘fee’ to join their company? I know it has become ‘standard’ in the industry and I get it. Years ago you would get a physical BOX and KIT in the mail so you felt there was value and justified the fee ($12, $29, $49, $99 or even more) that is why you have to pay an upfront fee to become a distributor.

Well times have changed and there is a company that said ENOUGH! We’re going to be different in many ways starting with- NO JOINING FEE- people can join Tavala for FREE!

Do you know how much easier it is to share when you aren’t asking people to PAY a fee to JOIN?

Do you want to be part of a company that is cutting edge in many ways and doing things FAIR for both the seasoned network marketer but also the ‘newbie’ to the industry, or ‘not so new but never earned income before’ person?

If so, Consider joining TAVALA.

Seriously, No fee to join? That’s right….check this out.

Join Today!

Dave and Joy/ Global Leaders with TAVLA802-846-7530info@DaveandJoy.comwww.DaveandJoy.comJoin the Team that Changes Lives!

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HOW TO Save an Additional 5% Each Month with CTFO

HOW TO Save an Additional 5% Each Month with CTFO:

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